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Buying A Condo In Florida?

  • By social
  • 21 Jun, 2017

Buying a condo in Florida and need financing? Having trouble finding a lender?   Call Sharpe Mortgage today to learn about your options.   Unlike traditional home buying, purchasing a condo in Florida requires a few extra hoops and we are qualified to help you maneuver through them.  

Did you know that when you are buying a condo that the lender looks at both you the home buyer AND at the condominium association?   It’s true, and it can add time to when you’re able to close.   It can also mean different financial obligations.   Some of the factors determining the financial obligation include the current rules from the Federal Housing Administration and Fannie Mae, the condominium’s HOA, even your future neighbors!  

The agents at Sharpe Mortgage are up-to-date on the latest rules and can guide you through the condo financing process.   We can help you get pre-qualified and help determine if your condo mortgage will qualify for a traditional, conventional, FHA, VA or even a jumbo loan.   Even if you haven’t found a condo that you want to offer a bid on yet, call us and build a relationship today so that when you are ready, you have one less worry in your home buying process.  

By social 21 Jun, 2017

“The Top 3 Hottest Real Estate Markets for 2017 are in Florida” according to Coastal Living , and we’re not at all surprised; Florida has a wide range of housing options and property types that attract homeowners and real estate investors from around the world.

Once you have decided that you want to move to this tropical paradise, you’ll need to start house hunting and to start house hunting, you need to know what you can afford.   This is the ideal time to establish a relationship with a mortgage broker.   A mortgage broker can help walk you through the home financing process, help you calculate your home buying power and get you pre-qualified, and find rates and terms that can give you the keys to your castle.   The mortgage brokers at Sharpe Mortgage specialize in funding mortgages throughout Florida and have the expertise to keep the process going smoothly for our clients.  

At Sharpe Mortgage, we have years of experience and the ability to deliver what you may need, whether it’s a traditional, conventional loan, an FHA or VA loan, a mortgage for a condo, or even for commercial real estate property.  

If you’re a first-time home buyer and need advice, please call us and we will help get you pre-qualified for a mortgage and discuss what types of home loans you qualify for.   If you’re an experienced home buyer considering selling your home or property and buying a new one, and would like to check on current mortgage rates, call Sharpe Mortgage and get an edge on the process.

When you’re ready to buy a luxury home, a piece of waterfront property, a second home (possibly a vacation home), or some personal investment property, you may need to qualify for a jumbo loan.   We can help you find a non-conforming mortgage and get you into the lifestyle you’ve been dreaming of.

It’s never too early to build a relationship with a mortgage broker you can trust and rely on through your home buying process.   Call us today, meet our team, and learn how we can make qualifying for and closing on a mortgage an easier, smoother experience.

By social 21 Jun, 2017

Buying a condo in Florida and need financing? Having trouble finding a lender?   Call Sharpe Mortgage today to learn about your options.   Unlike traditional home buying, purchasing a condo in Florida requires a few extra hoops and we are qualified to help you maneuver through them.  

Did you know that when you are buying a condo that the lender looks at both you the home buyer AND at the condominium association?   It’s true, and it can add time to when you’re able to close.   It can also mean different financial obligations.   Some of the factors determining the financial obligation include the current rules from the Federal Housing Administration and Fannie Mae, the condominium’s HOA, even your future neighbors!  

The agents at Sharpe Mortgage are up-to-date on the latest rules and can guide you through the condo financing process.   We can help you get pre-qualified and help determine if your condo mortgage will qualify for a traditional, conventional, FHA, VA or even a jumbo loan.   Even if you haven’t found a condo that you want to offer a bid on yet, call us and build a relationship today so that when you are ready, you have one less worry in your home buying process.  

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